I have bought 2 vehicles through their "fresh start " program, which is an absolute SCAM!!
I understood and accepted that the prices and interest rates were jacked up bc of the "fresh start program."" This dealership had just about lost my business with the first vehicle we bought through them. Due to a manager who was condescending, accusatory, and must have had a hair across his ass, his whole demeanor was disgusting . I called the request a pay-off balance on this first vehicle, as it had died year 2 of our 5 year loan, and we only had about 8 months of payments left. Hairy assed manager gave me a five almost $6000 more than it remaing payments., so I asked why is it so high? His answer was if I could pay it or if he could and would reposess the vehicle and sue us. "Nothing else would change." Once I came down, I called back and luckily was connected with a different manager / supervisor, Dennis.
So Dennis, the other manager/ supervisor, promised me that he'd take care of inflated and still unexplained remaining balance on our first vehicle. This way, he'd be able to get right into a vehicle ASAP.
We bought a van 2013 Toyota SIENNA, with a sticker price of $18,000ish. The purchase was done via phone/ email, and they delivered the van to us.
When the gentleman brought the vehicle, he huffed and sighed at me, trying to read through them, so I just rushed and signed them. We loved the van it ran good and was perfect for us with our business. BUT......
3.5 YEARS LATER
We were side swiped by a plow truck, which totaled the van. Remember, the sticker price in this van was a little over $18,000. We had made 36 payments of $525, meaning we had paid $18,900+ in payments (price of vehicle) insurance pay out to the dealership was over $11,000.00. Bringing our amount paid to 29,900.00+.
BUT. ....
Again, when I call to ask for the remaining balance, I am told we owed $8,900+!!!! ??? Very angry and confused, I dug out my papers, thinking maybe I had finally lost it. Then I saw it, what I didn't see on that day when the huffy-puffy man brought the van and loan documents to sign. They had added an additional $9,380 finance/ executive charge. This was on top of the overpriced principal balance and on top of an extremely high interest rate due to the "freshstartprogram."
Never was this charge mentioned in any telephone conversations, emails, faxes, or carrier pigeons. I would have never agreed to paying an additional finance/executive.
THIS MEANT A 2013 TOYOTA SIENNA WITH OVER 100,000 MILES HAD A STICKER PRICE OF JUST OVER $18,000
BUT..... THEY CHARGED ME $38,800+. So much for making up for the $11,000+ 2009 Hyundai Santa Fe that y'all charged me almost $30,000 for Dennis. Thanks for that.
Never do business with them they lying, shystie theives.